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Smart Money Honey
  • The January Savings Challenge: 31 Days to Recover from the Holidays
    PERSONAL FINANCE | SAVE MONEY

    The January Savings Challenge: 31 Days to Recover from the Holidays

    ByTaylor November 20, 2025

    Read More The January Savings Challenge: 31 Days to Recover from the HolidaysContinue

  • How to Stay Warm on a Tight Budget: Lower Heating Bills Without Freezing
    SAVE MONEY

    How to Stay Warm on a Tight Budget: Lower Heating Bills Without Freezing

    ByTaylor November 20, 2025November 20, 2025

    Read More How to Stay Warm on a Tight Budget: Lower Heating Bills Without FreezingContinue

  • The Frugal Pantry: Stocking Up for Winter on $50 or Less
    FRUGAL LIVING | PERSONAL FINANCE

    The Frugal Pantry: Stocking Up for Winter on $50 or Less

    ByTaylor November 20, 2025November 20, 2025

    Read More The Frugal Pantry: Stocking Up for Winter on $50 or LessContinue

  • How to Do a No-Spend January Without Feeling Miserable
    FRUGAL LIVING | SAVE MONEY

    How to Do a No-Spend January Without Feeling Miserable

    ByTaylor November 20, 2025

    Read More How to Do a No-Spend January Without Feeling MiserableContinue

  • How to Pay Off Your Holiday Debt in 3 Months or Less
    DEBT PAYOFF

    How to Pay Off Your Holiday Debt in 3 Months or Less

    ByTaylor November 20, 2025

    Read More How to Pay Off Your Holiday Debt in 3 Months or LessContinue

  • How to Create a Winter Emergency Fund (Even If You’re Broke)
    SAVE MONEY

    How to Create a Winter Emergency Fund (Even If You’re Broke)

    ByTaylor November 20, 2025

    Read More How to Create a Winter Emergency Fund (Even If You’re Broke)Continue

  • How to Save on Groceries When You Can’t Coupon Like You Used To
    SAVE MONEY

    How to Save on Groceries When You Can’t Coupon Like You Used To

    ByTaylor November 20, 2025November 20, 2025

    Read More How to Save on Groceries When You Can’t Coupon Like You Used ToContinue

  • How to Avoid Winter Impulse Spending (When You’re Stuck at Home Scrolling)
    BUDGET | FRUGAL LIVING | PERSONAL FINANCE | SAVE MONEY

    How to Avoid Winter Impulse Spending (When You’re Stuck at Home Scrolling)

    ByTaylor November 12, 2025November 12, 2025

    Read More How to Avoid Winter Impulse Spending (When You’re Stuck at Home Scrolling)Continue

  • Smart Financial Goals to Set for the New Year (and Actually Stick To)
    BUILD WEALTH | PERSONAL FINANCE

    Smart Financial Goals to Set for the New Year (and Actually Stick To)

    ByTaylor November 12, 2025November 12, 2025

    Read More Smart Financial Goals to Set for the New Year (and Actually Stick To)Continue

  • 10 Winter Money Mistakes That Keep You Broke and How to Avoid Them
    BUDGET | PERSONAL FINANCE

    10 Winter Money Mistakes That Keep You Broke and How to Avoid Them

    ByTaylor November 11, 2025

    Read More 10 Winter Money Mistakes That Keep You Broke and How to Avoid ThemContinue

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Welcome to Smart Money Honey 🐝

Hey there, I'm Taylor, the blogger here at Smart Money Honey! As I've gotten older and entered my 30s I've realized just how important it is to save money and actually have a budget. I've spent years suffering through huge credit card bills, earning tons of money and having nothing to show for it, and buying a house I probably shouldn't have and needing to figure out how to pay for it.

Now, I've started thinking about why I'm spending the money I'm spending and the social and capitalist situations that make me want to spend money. Do I need 10 new candles for each season? Absolutely not, and now I'm here to convince you that you too don't need all those things!

Join me in my journey to grow my wealth and someday become a millionaire through saving money, budgeting and living a more frugal lifestyle.

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  • Home
  • About
    • Privacy Policy
  • Blog
    • Budgeting
    • Saving Money
    • Debt Payoff
    • Frugal Living
    • Personal Finance
    • Making Money