17 Things Frugal People Use Everyday To Save Money

Living frugally doesn’t mean sacrificing quality or giving up the things you love. In fact, many frugal people have mastered the art of using everyday tools to save money without feeling deprived. From simple items like reusable water bottles to smart investments like programmable thermostats, these practical tools make it easy to cut costs, reduce waste, and live a more intentional life.

This article highlights 17 things frugal people use every day to save money. These aren’t just clever hacks—they’re lifestyle choices that make saving feel natural and even enjoyable. Whether you’re just starting your frugal journey or looking for new ways to stretch your budget, these tips will inspire you to think differently about how you spend and save.

Get ready to discover how these everyday tools can help you take control of your finances, simplify your life, and make the most of what you have. Let’s dive into the frugal habits that can transform your budget and your mindset.

1. Reusable Water Bottles

Reusable water bottles are an absolute must-have for anyone trying to save money. Think about how much you could spend on bottled water every month—it adds up quickly! By investing in a high-quality reusable bottle, you not only cut down on costs but also reduce plastic waste, which is a win-win for your wallet and the planet.

The beauty of reusable water bottles is their versatility. You can take them anywhere—work, gym, or even on a casual stroll. Some even come with insulation to keep your drinks cold or hot for hours, making them a great companion for busy days. Plus, staying hydrated is essential for your health, so it’s a small change with a big impact.

It’s also fun to personalize your bottle. From sleek stainless steel designs to colorful patterns, there’s one to suit every style. Once you start using one, you’ll wonder how you ever lived without it. Plus, it feels good knowing you’re saving money with every sip.

2. Cloth Grocery Bags

Cloth grocery bags might seem like a small thing, but they’re a total game-changer for frugal living. Many stores now charge for plastic bags, so bringing your own can save you from those sneaky extra costs. Plus, these bags are durable and can carry way more than the flimsy plastic ones.

These bags are also great for more than just groceries. Use them for carrying books, packing for a day trip, or even organizing items at home. The versatility makes them an excellent investment, and they’re often much sturdier than disposable options.

Best of all, cloth bags are super easy to clean and reuse. Just toss them in the washer, and they’re good as new. Over time, they save you money, keep your groceries safe, and help the environment by reducing waste—what’s not to love?

3. Programmable Thermostats

A programmable thermostat is like having a little money-saving assistant in your home. It helps you cut down on energy costs by automatically adjusting the temperature based on your schedule. No more forgetting to turn the heat down when you leave the house!

What’s great about these thermostats is how customizable they are. You can program them to keep your home cozy when you’re there and save energy when you’re not. Some even have smartphone apps so you can control them on the go, which is perfect for those moments when plans change.

The initial investment might seem a little steep, but the savings on your energy bills make it worthwhile. Over time, this small device can pay for itself and then some, helping you keep more money in your pocket every month.

4. DIY Cleaning Supplies

Store-bought cleaning products can really eat into your budget, and they’re often full of harsh chemicals. Making your own cleaning supplies is not only cheaper but also a healthier option for your family and the environment. With just a few basic ingredients like vinegar, baking soda, and essential oils, you can create powerful, effective cleaners.

One of the best things about DIY cleaning supplies is how customizable they are. Want a lavender-scented all-purpose cleaner? Add a few drops of lavender oil. Need a tough scrub for your oven? Mix baking soda with a little water, and you’re good to go. It’s amazing how versatile and affordable these solutions can be.

Plus, the process of making your own supplies can be oddly satisfying. There’s something empowering about taking control of what goes into your home. And knowing you’re saving money while keeping your space sparkling clean? That’s the ultimate reward.

5. Meal Prep Containers

Meal prep containers are every frugal person’s secret weapon for saving money on food. By planning and packing your meals in advance, you avoid the temptation of grabbing expensive takeout or fast food. Plus, it’s a great way to ensure you’re eating healthier, home-cooked meals.

These containers come in all shapes and sizes, so you can portion out everything perfectly. Whether you’re prepping salads, soups, or snacks, they keep your food fresh and organized. Many are microwave and dishwasher-safe, making them super convenient for busy schedules.

The best part? You’ll see the savings almost immediately. When you stop buying overpriced lunches and snacks, you’ll wonder why you didn’t start meal prepping sooner. It’s one of those habits that not only saves money but also simplifies your life in so many ways.

6. Coupon Apps

Coupon apps are like having a personal assistant who’s always on the lookout for discounts. These handy tools can save you a surprising amount of money on groceries, dining out, clothing, and more. Apps like Honey, Rakuten, or Ibotta make it easy to find and apply coupons without spending hours clipping paper ones.

One of the best things about coupon apps is their convenience. With just a few taps on your phone, you can access deals and cashback offers. Many apps even notify you of discounts at your favorite stores, so you never miss out on savings. It’s like having insider information on where to get the best prices.

Over time, these small savings can add up in a big way. Plus, it feels so satisfying to see the total drop at checkout after applying a coupon. Frugal people know that every little bit counts, and these apps make saving effortless.

7. Cash-Back Credit Cards

Cash-back credit cards are one of the simplest ways to save money on purchases you’re already making. By using a card that offers rewards, you earn a small percentage back on things like groceries, gas, and online shopping. Over time, those rewards can really add up.

The key to using cash-back cards wisely is to pay off your balance in full each month. This way, you avoid interest charges and can fully enjoy the benefits. Think of it as getting a little bonus for spending money you were going to spend anyway.

Some cards even offer rotating categories with higher rewards percentages, giving you extra savings on certain purchases. If you’re strategic about which card you use and where, you can maximize your savings while sticking to your budget.

8. Library Cards

A library card might just be the most underrated money-saving tool out there. With access to free books, movies, music, and even online courses, it’s a treasure trove of resources for anyone living frugally. It’s perfect for feeding your love of learning and entertainment without spending a dime.

Libraries have evolved so much in recent years. Many now offer digital borrowing, so you can check out eBooks and audiobooks right from your phone or tablet. They also host free events like workshops, book clubs, and storytimes for kids, making them a community hub of frugal fun.

The best part? A library card costs absolutely nothing. It’s proof that some of the best things in life are free. Frugal people know how to take full advantage of this incredible resource to enrich their lives without breaking the bank.

9. Basic Toolkits

Every frugal person knows the value of a good toolkit. Instead of calling a professional for minor repairs, having a basic set of tools allows you to tackle simple fixes yourself. From hanging shelves to tightening a loose screw, these small jobs add up in savings over time.

A basic toolkit doesn’t have to be fancy or expensive. A hammer, screwdriver set, pliers, and measuring tape are enough to get started. Over time, you can add more tools as needed. It’s an investment that pays off with every repair you don’t have to hire someone for.

Plus, learning to do these little tasks yourself is incredibly empowering. You not only save money but also gain confidence in your ability to handle things around the house. Frugal living is all about resourcefulness, and a toolkit is a perfect symbol of that mindset.

10. Pressure Cookers or Slow Cookers

Pressure cookers and slow cookers are frugal heroes when it comes to saving money on meals. These appliances make it easy to cook affordable ingredients like beans, rice, and tougher cuts of meat into delicious, tender dishes.

The beauty of these tools is their convenience. You can toss your ingredients in, set the timer, and walk away. Slow cookers are perfect for soups, stews, and casseroles, while pressure cookers are great for fast meals on busy nights. Both help you avoid the temptation of ordering takeout.

They also help you reduce food waste. You can use leftovers or produce that’s about to go bad in your recipes, turning what might have been wasted into something amazing. Over time, these devices more than pay for themselves in savings and convenience.

11. Insulated Coffee Mugs

Insulated coffee mugs are an essential tool for any coffee or tea lover trying to save money. Instead of spending $5 or more at a coffee shop, you can brew your favorite drink at home and take it with you on the go.

These mugs are great for keeping your drinks at the perfect temperature for hours. Whether you prefer your coffee piping hot or your iced tea refreshingly cold, an insulated mug has you covered. It’s a simple way to enjoy your favorite beverages without the daily expense.

Plus, they’re stylish and practical. With so many designs and colors to choose from, you can find one that fits your personality. Once you get into the habit of making your own drinks, you’ll wonder why you ever paid so much for coffee in the first place.

12. Rechargeable Batteries

Rechargeable batteries are a frugal person’s best friend. Instead of constantly buying single-use batteries, investing in rechargeable ones can save you money over time. From remote controls to kids’ toys, they’re a practical solution for countless everyday items.

The beauty of rechargeable batteries is their longevity. A single set can be recharged hundreds of times, making them an eco-friendly and cost-effective option. Pair them with a good-quality charger, and you’ll never have to make an emergency trip to the store for replacements.

They’re also incredibly versatile. Rechargeable batteries come in various sizes, so you can use them for everything from flashlights to small appliances. Not only do they save money, but they also reduce waste—perfect for anyone looking to live a more sustainable, frugal lifestyle.

13. Budgeting Apps or Planners

A good budgeting app or planner is like having a personal cheerleader for your finances. It helps you track your spending, set goals, and stay on top of your budget without feeling overwhelmed. Whether you prefer a digital app or a classic paper planner, there’s a tool out there for everyone.

Budgeting apps like Mint or YNAB make it easy to see where your money is going in real time. They categorize expenses, send reminders for bills, and even suggest ways to save. On the other hand, a physical planner lets you jot down your goals and spending habits in a way that feels personal and tactile.

The trick is finding a system that works for you. Once you do, budgeting becomes less of a chore and more of an empowering habit. Frugal people know that keeping track of every penny is key to long-term financial success.

14. Air-Drying Racks

Air-drying racks are a simple yet effective tool for saving money on energy bills. Instead of running your dryer for every load of laundry, you can hang your clothes to dry naturally. It’s an easy way to cut costs while also being gentle on your garments.

These racks are perfect for small spaces and can be folded away when not in use. They’re great for delicate items that shouldn’t go in the dryer, and they help prevent wear and tear on fabrics, making your clothes last longer.

Not to mention, air-drying adds a fresh, crisp scent to your laundry, especially if you can dry them outdoors. Over time, you’ll notice a difference in your electricity bill, and your clothes will thank you for the extra care.

15. Streaming Services Over Cable

Cutting the cable cord and switching to streaming services is one of the easiest ways to save money every month. With options like Netflix, Hulu, and Disney+, you can get all your favorite shows and movies at a fraction of the cost of traditional cable.

The great thing about streaming services is their flexibility. You can pick and choose the ones that suit your preferences and even share accounts with family or friends to split the cost. Many services offer free trials, so you can test them out before committing.

Frugal people know that entertainment doesn’t have to be expensive. By replacing cable with streaming, you not only save money but also get to watch what you want, when you want, without being tied to a rigid schedule.

16. Repair Kits for Clothes and Shoes

A small repair kit can save you big money by extending the life of your clothes and shoes. Instead of throwing out items with minor damage, you can fix them yourself with a needle, thread, and a little patience.

These kits are incredibly affordable and come with everything you need, from buttons to patches. Whether it’s stitching up a torn seam, replacing a missing button, or fixing a scuffed heel, a repair kit is a simple way to make your belongings last longer.

Not only is repairing your items cost-effective, but it also gives you a sense of accomplishment. You’re not just saving money—you’re learning a valuable skill that aligns perfectly with a frugal mindset.

17. Garden Tools or Starter Kits

Growing your own food is one of the most rewarding ways to save money, and garden tools or starter kits make it easy to get started. Even if you don’t have a big backyard, you can grow herbs, vegetables, or even small fruit plants in pots or containers.

Investing in basic tools like a trowel, gloves, and a watering can is all you need to begin. Starter kits often include seeds, soil, and instructions, making it simple for beginners to dive in. Over time, the cost savings from growing your own produce can be significant.

Plus, gardening is incredibly therapeutic. It’s a hobby that pays off in more ways than one—fresh, delicious food for your table and a sense of pride in knowing you grew it yourself. For frugal people, it’s a perfect blend of saving money and living sustainably.

Saving money doesn’t have to be complicated or overwhelming. By incorporating these 17 tools into your daily life, you can create simple, effective habits that make a big impact on your finances over time. From using cloth grocery bags to growing your own herbs, these small changes add up to significant savings—and they often make life easier and more enjoyable along the way.

Frugal living is all about being intentional with your resources. It’s not just about spending less—it’s about getting more value from the things you use and making smart choices that align with your goals. These tools aren’t just money-savers; they’re practical ways to live more sustainably and mindfully.

So, whether you start with just one or try to incorporate them all, these everyday tools can help you embrace a frugal lifestyle that feels empowering, rewarding, and uniquely your own. Saving money has never looked so good!

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